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What are the different types of letters of credit? [Edit categories]
Popularity: 272
Why can't some credit references be verified? [Edit categories]
Popularity: 245
Can you report a credit problem without getting someone in trouble? [Edit categories]
Popularity: 226
How do you write a letter of dispute to the original creditor as opposed to the credit bureau? [Edit categories]
Popularity: 216
If a mortgage payment is 20 days late will that be reported to the credit bureaus? [Edit categories]
Popularity: 215
What is address for Household Bank and HSBC Best Buy for purpose of filing suit for verified inaccurate credit reporting? [Edit categories]
Popularity: 214
How does the Fair Credit Reporting Act protect the rights of the consumer? [Edit categories]
Popularity: 213
How do you make a family budget? [Edit categories]
Popularity: 210
What should be in a redispute letter? [Edit categories]
Popularity: 204
What are the payment terms of a letter of credit and how do you cancel it? [Edit categories]
Popularity: 203
How can you find out if you have a judgment against you? [Edit categories]
Popularity: 194
Do you have to pay a debt that has fallen off your credit report after seven years and what are the consequences if you do not pay? [Edit categories]
Popularity: 193
What is the formula or procedure creditors and debt collectors use to figure out how much money they will settle a debt for? [Edit categories]
Popularity: 190
How do you get an outstanding judgment placed on someone's credit report? [Edit categories]
Popularity: 189
Should you sign a Stipulation for Judgment agreement? [Edit categories]
Popularity: 187
Is a judgement against you through the court more damaging to your report than a collection? [Edit categories]
Popularity: 187
Where would you get a 'fill-in-the-blank' form to give to your creditors so they can send reports to the CRAs? [Edit categories]
Popularity: 183
If your account is sold to another collector does it stay on your credit report another 7 years? [Edit categories]
Popularity: 181
Can a judgement be settled by going to the courthouse and making payment for the judgement amount? [Edit categories]
Popularity: 174
Does a company need written permission to pull your credit? [Edit categories]
Popularity: 173
Can a credit card company continue to charge interest on a charged off account? [Edit categories]
Popularity: 173
Will paying one credit card bill 3 or 4 days late affect your credit history? [Edit categories]
Popularity: 173
Can an agency put your husband's medical bills on your credit report but not on his? [Edit categories]
Popularity: 172
How long after a payment is made to your credit cards does it take to reflect on your credit report? [Edit categories]
Popularity: 172
Can you do a credit repair in 72 hours? [Edit categories]
Popularity: 168
Can a collection agency legally inquire on your credit report more than once in the same month? [Edit categories]
Popularity: 167
How does being part of a debt repayment plan affect your ability to rent? [Edit categories]
Popularity: 165
Will a person be notified before his wages are garnished or his bank accounts are frozen? [Edit categories]
Popularity: 165
If an account was charged off can they report a late payment a year later? [Edit categories]
Popularity: 165
Is the 7 years on your credit report figured from the date opened date closed last activity or the last update to credit report? [Edit categories]
Popularity: 164
How do you put a judgment on a credit report for somebody that owes you money? [Edit categories]
Popularity: 162
Can a collection agency put a lien on your car or home when you returned the rental property over 3 years ago? [Edit categories]
Popularity: 162
When an original creditor sells a charged off account to another company does this start the 7 year clock ticking all over again? [Edit categories]
Popularity: 161
When you are trying to repair your credit and have a debt in collection it is wise to settle or file bankruptcy? [Edit categories]
Popularity: 161
Can a collection agency charge you more money than what your credit report states you owe? [Edit categories]
Popularity: 161
If you have forgotten your Social Security number how can you find out what it is? [Edit categories]
Popularity: 160
When a debt in collection is transferred to a new collector or lawyer does that become the new date from which it takes 7 years to remove? [Edit categories]
Popularity: 160
If a creditor sends you a 1099-C is the debt 'forgiven' and how will it appear on your credit report? [Edit categories]
Popularity: 159
If your husband has a two collection accounts and you have perfect credit yet he's the one with the income can you get approved for a mortgage? [Edit categories]
Popularity: 158
If you call about a negative credit item to ask questions and it is close to the seven year fall off mark will your phone call start the time over? [Edit categories]
Popularity: 157
Can a collection agency put a collection on your credit even though you have a police report showing the car accident was not your fault? [Edit categories]
Popularity: 155
Can you schedule your payments to credit card companies just slightly ahead of the date each month that they report to credit reporting agencies? [Edit categories]
Popularity: 155
Can agencies revise resettlement payments after you've already finished paying off on a verbally agreed sum? [Edit categories]
Popularity: 153
How long does it take for a collection agency to sue you to repay a debt? [Edit categories]
Popularity: 153
How long does a judgment stay on your credit report? [Edit categories]
Popularity: 152
How can you repair your 510 credit score when you have a car loan charge off and 6 accounts in collection? [Edit categories]
Popularity: 152
How does a collection agency determine how much money they will settle a debt for? [Edit categories]
Popularity: 152
Can a collection agency add monthly interest on an unpaid balance? [Edit categories]
Popularity: 151
How can you find addresses or phone numbers for old creditors you find on your credit report so that you can either pay them or dispute them? [Edit categories]
Popularity: 149
What are some good plans that could be considered when you repay debts for your business? [Edit categories]
Popularity: 149
If a collection agency tries to collect an unpaid medical bill that you never received from the hospital should you pay the agency or try to pay the hospital directly? [Edit categories]
Popularity: 145
How long do unpaid medical bills stay on your credit report? [Edit categories]
Popularity: 141
How do you clear your credit report if your roommate fails to pay a utility bill? [Edit categories]
Popularity: 140
Will a collection agency or the original creditor accept monthly payments to pay off a debt that is in collections? [Edit categories]
Popularity: 139
What would happen if your bank reports you to the collection agency for being overdrawn by 2800 dollars for 45 days? [Edit categories]
Popularity: 139
How many points will your credit score go up when you pay off a defaulted student loan? [Edit categories]
Popularity: 138
What should you do if your ex-wife uses your Social Security Number without your consent and it results in a judgment being entered against you? [Edit categories]
Popularity: 138
Can someone refuse payments made by monthly checks by allowing the checks to void out after 90 days and then claim you still owe them the payments in a lump sum? [Edit categories]
Popularity: 137
Will getting a signature loan to pay off one of your credit card balances lower your credit score? [Edit categories]
Popularity: 133
Can a debt collector threaten to sue and give a 24 hour period to respond in order to negotiate? [Edit categories]
Popularity: 133
How long should you withhold a payment if you are disputing a charge on your account and the dispute is not settled? [Edit categories]
Popularity: 133
How long does it take for your credit to get better after you are discharged from Chapter 13 bankruptcy? [Edit categories]
Popularity: 130
Can your account be sent to a collection agency if you have been sending less than minimum due each month? [Edit categories]
Popularity: 130
Is it legal to relist a 12 year old debt once it has fallen off of your report? [Edit categories]
Popularity: 129
If a lawyer has your charge off account and you've been paying on time do they have to update your information with the Credit Bureaus? [Edit categories]
Popularity: 129
How long does a creditor have to collect after a car has been repossessed? [Edit categories]
Popularity: 129
If you have a late overdrawn credit card balance of 3000 dollars should you pay the amount off gradually or take an offer of 800 dollars to settle the debt? [Edit categories]
Popularity: 125
If you settle a chargeoff or collection does this increase your credit score? [Edit categories]
Popularity: 119
If someone is ill and has had lots of medical treatment and has no insurance when that person dies who is legally responsible for the bills? [Edit categories]
Popularity: 118
How do you write a letter of explanation for late payments? [Edit categories]
Popularity: 115
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